Income and Family Security

• Income Protection Insurance: Also known as Permanent Health Insurance (PHI), which offers an essential safety net by guaranteeing an income if injury or illness prevents you from working.
  
  This invaluable protection ensures your financial obligations are met, allowing you to focus on your recovery without worrying about your family’s well-being.
  
  
• Family Income Benefit: A specialised life insurance policy that replaces your income and safeguards your family’s financial stability in the event of your premature passing within the policy period.

  Rather than a lump sum payout, this policy provides regular monthly income to your loved ones for a predetermined duration, providing them with the necessary support during a challenging time.

• Life Insurance Cover: By paying regular premiums and adhering to the policy’s terms and conditions, you secure a lump sum payout to be utilised by your beneficiaries as they deem fit.
  
  Whether it’s covering mortgage payments, household bills, or day to day living during a time of emotional financial strain, Life Insurance Cover offers a lifeline.

We will help you choose the protection that best suits your family’s needs and secures their future.